TERMS AND CONDITIONS OF USE
Last Updated on September 20th, 2020
These Terms of Use (“Terms of Use”) are between you and KramerCoaching/Goodlifepath Sites for the use of the videos, workbooks, PDF’s. The terms and conditions set forth in these Terms of Use, as well as our Privacy Policy constitute the entire agreement. By using the videos, workbooks, PDF’s and other materials produced by KramerCoaching and Goodlifepath Sites, you signify that you have read, understand and agree to be bound by these Terms of Use. We reserve the right, at our sole discretion, to change, modify, add, or delete portions of these Terms of Use at any time without further notice. If we do this, we will post the changes to these Terms of Use on this page and will indicate at the top of this page the Terms of Use’s effective date. Your continued use of the Kramer Coaching website and Goodlifepath after any such changes constitutes your acceptance of the new Terms of Use. If you do not agree to abide by these or any future Terms of Use, please do not use or access Sites. It is your responsibility to regularly review these Terms of Use.

You agree to use the Sites only for purposes that are permitted by these terms and any applicable law, regulation or generally accepted practices or guidelines in the relevant jurisdictions (including any laws regarding the export of data or software to and from the United States or other relevant countries). Subject to your performance of all of the provisions of these Terms of Use, kramercoaching hereby grants you limited, terminable, non-transferable, personal, non-exclusive permission to access and use the Services solely as provided herein. You may download material displayed on the Sites for non-commercial, personal use only, provided you also retain all copyright and other proprietary notices contained on the materials. You may not, however, distribute, modify, broadcast, publicly perform, transmit, reuse, re-post, or use the content from KramerCoaching or Goodlifepath Sites for public or commercial purposes, including the text, images, audio, and video without the KramerCoaching’s prior written permission. Notwithstanding anything to the contrary herein, all rights not specifically granted and set forth above shall be reserved and remain always with the KramerCoaching Company. Your right to use the Sites is not transferable. You acquire no rights or licenses in or to the Sites and materials contained therein other than the limited right to access and utilize the Sites in accordance with these Terms of Use.
Privacy Policy
Last Updated on September 20th, 2020
AS A CONDITION OF YOUR CONTINUED USE OF THIS WEBSITE YOU AGREE TO THE FOLLOWING PRIVACY POLICY. This website is operated by copyright holder. (referred to as “Company,” “us,” “we,” and “our”). We are committed to respecting your privacy and we have created this privacy policy to explain how we use the information that we collect through your use of this Website. Please read this policy and familiarize yourself with its content as it will govern your use of this site.

YOU MUST BE AT LEAST 18 YEARS OF AGE TO USE THIS WEBSITE.

Non-Personally Identifiable Information: We may track the Internet Protocol (IP) address which you use to visit this website and analyze this data for trends and statistics, but you will remain anonymous unless you voluntarily provide us with your personally identifiable information. We may use and share this anonymous data for any purpose including sharing statistical information with current and potential advertisers.

Cookies: We may use cookies on our site in order to improve your browsing experience by personalizing your experience on our site, providing a streamlined sign-up and login process, determining which portions of our site are visited and tailoring advertising to best serve your needs. Cookies may be placed by an outside company that performs tracking and statistical analysis of visitor behavior pattern, please note that we have no control over third parties and their business practices.

Collection, Use and Sharing of Personally Identifiable Information: We may collect, use and share your personally identifiable information for any lawful purpose.

To access some areas of this website you must first register; such registration will require you to provide personally identifying information. Whether or not you choose to provide the information we request is entirely up to you. If you choose not to provide the information which we request, you may be unable to access certain areas of this website or obtain the coupons offered by our site.

If you choose to provide information to us through our online registration, you may be asked to provide your personal information that may include your name, address, telephone number, e-mail address, and other identifying information. We may share the personal information which you provide with our third party processing agents, affiliates and advertisers.

We may use the personal information which you provide to send you information, either online or offline, via email, direct mail, SMS text messaging and telemarketing, regarding products or services offered by third-party advertisers. In addition, we reserve the right to rent, sell or share the personal information which you provide with unaffiliated third-parties; these third-parties may use this information for online and offline marketing purposes.

By signing up on our website and providing your personal information you are expressly consenting to receive communications from us and from anyone that we may provide your personal information. In addition, you expressly consent to be contacted in any manner including via email, direct mail, telephone or SMS text messaging, even if your information is listed on the US National Do Not Call registry or a similar registry. If you do not agree to these terms than do not use our site.

Finally, we may provide your personally identifiable information in accordance with the law, such as in response to a subpoena, warrant or other governmental request; if we believe it is necessary to protect our rights or the rights of any third party; in the event of a sale, merger, or acquisition; or if you consent to such disclosure.

Third-Party Hosting: We may contract with a third party to maintain and host the Website and to store data collected on the site. Therefore any information you submit, including personal information, may be placed and stored on a computer server maintained by a third-party host. You agree that Company is not liable for any breach of security due to the actions or inactions of the third-party host.

Links to Other Websites: The Website may contain links to other sites. Any such links are an accommodation to the respective third-party site owners and for your convenience. Sites linked to and from our Website are not necessarily under the control of Company, and Company shall have no responsibility or liability whatsoever for the content or privacy practices of any linked sites, or any link or linking program at any time. Please note that other sites will have their own privacy policies which may differ from this policy and once you enter another site their policy will control your use of that site. We encourage you to read the privacy policy of any site that you visit.

Security: This Website has security measures in place to protect the loss, misuse, and alteration of the information under our control.

Questions: If you have questions about this policy please contact us at help@kramercoaching.com

Effective Date and Changes: This privacy policy is effective as of September 1, 2020. We reserve the right to modify the terms of this privacy policy at any time and in our sole discretion, by posting a change notice on this page. Your continued use of the website following our posting of a change notice will constitute binding acceptance of those changes.   
Earning Disclaimer
Last Updated on September 20th, 2020
Any earnings or income statements, or earnings or income examples, are only estimates of what we think you could earn. There is no assurance you'll do as well. If you rely upon our figures, you must accept the risk of not doing as well. Where specific income figures are used, and attributed to an individual or business, those persons or businesses have earned that amount. There is no assurance you'll do as well. If you rely upon our figures; you must accept the risk of not doing as well.

Any and all claims or representations, as to income earnings on this web site, are not to be considered as average earnings. There can be no assurance that any prior successes, or past results, as to income earnings, can be used as an indication of your future success or results.
Monetary and income results are based on many factors. We have no way of knowing how well you will do, as we do not know you, your background, your work ethic, or your business skills or practices. Therefore we do not guarantee or imply that you will win any incentives or prizes that may be offered, get rich, that you will do as well, or make any money at all. There is no assurance you'll do as well. If you rely upon our figures; you must accept the risk of not doing as well.

Internet businesses and earnings derived there from, have unknown risks involved, and are not suitable for everyone. Making decisions based on any information presented in our products, services, or web site, should be done only with the knowledge that you could experience significant losses, or make no money at all.

All products and services by our company are for educational and informational purposes only. Use caution and seek the advice of qualified professionals. Check with your accountant, lawyer or professional advisor, before acting on this or any information.

Users of our products, services and web site are advised to do their own due diligence when it comes to making business decisions. All information, products, and services that have been provided should be independently verified by your own qualified professionals. Our information, products, and services on this web site should be carefully considered and evaluated, before reaching a business decision, on whether to rely on them. All disclosures and disclaimers made herein or on our site, apply equally to any offers, prizes, or incentives, that may be made by our company.

You agree that our company is not responsible for the success or failure of your business decisions relating to any information presented by our company, or our company products or services.
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